Travel Insurance Philippines Info

Ace Insurance is also known as Insurance Company of North America (Philippines)

Get protected while travelling abroad or within the Philippines! If you're applying for Schengen visa, at least PhP 2.5 M coverage is required (see International Comprehensive Plan)

Once you're protected, you'll be given a 24-hour international SOS hotline number in case of emergencies. Claims can be made at Ace Insurance Manila or Cebu office.

TRAVEL INSURANCE COVERAGE

A. International Comprehensive Plan (PhP 2.5M)- premium from PhP 1,008 for 8 day coverage.

• Medical Necessary Expenses - Php 2.5Million
• Emergency Medical Evacuation & Repatriation - Actual Cost
• Hospital Confinement Daily Cash Benefit - PhP 1,000 per day max of 20 days
• Compassionate Visit - PhP 200,000 (If you are confined more than 5 days abroad, your relative can visit you for up to amount covered)
• Return of Minor Children - PhP 200,000
• Personal Accident Coverage - PhP 2.5Million
• Accidental Burial - PhP 50,000
• Trip Cancellation - PhP 200,000 (conditions apply)
• Trip Curtailment - PhP 200,000 (conditions apply)
• Travel Delay - PhP 3,000 per 12 hours max of 96 hours
• Aircraft Hijack - PhP 5,000 per 12 hours max of 96 hours
• Missed Connecting Flight - PhP 4,000 per 12 hours max of 96 hours
• Loss or Damage of Baggage and Personal Effects - PhP 50,000 (subject to PhP10,000 limit per item)
• Loss of Personal Money - PhP 5,000 (deductible PhP 1,000)
• Loss of Travel Documents - PhP 5,000
• Baggage Delay Coverage - PhP 4,000 after 6 hours, additional 6,000 after 24 hours; additional 10,000 after 48 hours
• Personal Liability Coverage - PhP 1M (If you were to damage other properties (hotel, etc) due to accidence or negligence)
• Automatic Extension - 1 day

B. International Standard Plan (PhP 1M)- premium from PhP 593 for 7 day coverage.

• Medical Necessary Expenses - Php 1Million
• Emergency Medical Evacuation & Repatriation - PhP 1Million
• Hospital Confinement Daily Cash Benefit - not covered
• Compassionate Visit - PhP 100,000 (If you are confined more than 5 days abroad, your relative can visit you for up to amount covered)
• Return of Minor Children - PhP 100,000
• Personal Accident Coverage - PhP 1Million
• Accidental Burial - not covered
• Trip Cancellation - PhP 75,000 (conditions apply)
• Trip Curtailment - PhP 75,000 (conditions apply)
• Travel Delay - PhP 2,000 per 12 hours max of 96 hours
• Aircraft Hijack - not covered
• Missed Connecting Flight - not covered
• Loss or Damage of Baggage and Personal Effects - PhP 25,000 (subject to PhP5000 limit per item)
• Loss of Personal Money - not covered
• Loss of Travel Documents - not covered
• Baggage Delay Coverage - PhP 2,000 after 6 hours, additional 3,000 after 24 hours; additional 5,000 after 48 hours
• Personal Liability Coverage - PhP 20,000 (If you were to damage other properties (hotel, etc) due to accidence or negligence)
• Automatic Extension - 1 day

C. Domestic Plan (PhP 1M)- premium from PhP 445  for 8 day coverage.

• Medical Necessary Expenses - Php 1Million
• Emergency Medical Evacuation & Repatriation - PhP 500,000
• Hospital Confinement Daily Cash Benefit - PhP 1,000 / day max of 20 days
• Compassionate Visit - PhP 100,000 (If you are confined more than 5 days abroad, your relative can visit you for up to amount covered)
• Personal Accident Coverage - PhP 1Million
• Accidental Burial - PhP 10,000
• Trip Cancellation - PhP 50,000 (conditions apply)
• Trip Curtailment - PhP 50,000 (conditions apply)
• Travel Delay - PhP 1,000 per 6 hours max of 96 hours
• Aircraft Hijack - PhP 1,000 per 6 hours max of 96 hours
• Loss or Damage of Baggage and Personal Effects - PhP 50,000 (subject to PhP5000 limit per item)
• Baggage Delay Coverage - PhP 5,000 after 6 hours, max of 48 hours
• Automatic Extension - 1 day

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